Insurance Policy Terms and Conditions Notwithstanding anything contained herein to the contrary it is hereby understood and agreed that this insurance covers the insured vehicle whilst let out on hire, subject to the following conditions: - 1) The Insured Vehicle shall not be let out on hire to or be driven by: - a) Hirers under 25 or over 70 years of age unless otherwise agreed by the Insurer. b) Hirers aged 25 or over unless a full driving licence valid in the United Kingdom has been held for a minimum of 2 years. c) Persons who have been convicted of an offence in connection with the driving of a motor vehicle or motorcycle and/or have had their driving licence endorsed or suspended or penalty points imposed. Parking and not more than two speeding off ences in the past 3 years may be ignored. “Spent” convictions, covered by the Rehabilitation of Off enders Act 1974 may be disregarded. d) Persons who have any mental or physical defect or infirmity or suffers from fi s, diabetes or any heart complaint. e) Persons who have had their insurance declined and/or renewal refused and/or special insurance terms imposed as a result of claims experience and/or have had their insurance or cover cancelled by any Motor Insurer. f ) Persons engaged wholly or partly in professional entertainment or professional sports persons. g) Jockeys and persons connected with racing of any sort. h) Undergraduates and/or students under 25 years of age. i) Persons who, whilst driving, have been involved in more than one accident during the past 3 years. j) Foreign Service Personnel other than persons born in the United Kingdom. 2) The insured vehicle shall be driven only by the Hirer or other permitted driver who has completed and signed a Motor Rental Agreement Form immediately prior to any hiring.